Home / AI Money App Prices Compared (Nov 2026)

AI Money App Prices Compared (Nov 2026)

Published prices from our existing app data. Percentage-of-assets fees and annual plans keep their published labels; check each tier source for terms.

Verified 2026-11-04. Individual verification dates and gaps appear below.

We may earn a commission if you sign up through our links. It never changes our data or picks. Disclosure

AppTypeStarting pricePublished tiers and sourcesFree planFree trialLast verified
Albert Banking, budgeting & investing app with 'Genius' money help$19.99/mono30 days before you're charged2026-11-02

Partial/unverified data: What each plan level includes; Affiliate commission rate

Astor AI investing agent (iPhone / iMessage)Free planyesFree plan, no card2026-11-02
Betterment Robo-advisor (automated investing)$5/mo or 0.25%/yr
  • Digital: $5/mo, or 0.25%/yr with $24K+ balance or $200+/mo deposits Tier source
  • Premium: 0.65%/yr (adds advisor access) Tier source
noNot stated2026-11-02
CFO Silvia AI 'personal CFO' (net worth + Q&A)Free planyesFree plan2026-11-02
Cleo AI money coach (budgeting, credit, cash advance)$5.99/mounverifiedNot stated2026-11-04

Partial/unverified data: Whether a free plan exists (pricing page notes cash advance can be requested without subscribing)

Copilot Money Budgeting & investment tracking app$7.92/mono1 month for new users2026-11-02

Partial/unverified data: Monthly price

Empower Free net-worth dashboard + managed wealth (robo/advisor)Free dashboard
  • Personal Dashboard: Free Tier source
  • Personal Strategy (investment services, $100K–$249,999): 0.89%/yr Tier source
  • Wealth management ($250K–$999,999): 0.89%/yr Tier source
  • Private clients: 0.79% first $3M → 0.69% next $2M → 0.59% next $5M → 0.49% over $10M Tier source
yesn/a (dashboard is free)2026-11-02
Evergreen.ai Shutting down Nov 11, 2026AI financial planning appFree plan
  • Evergreen.ai (beta): $0 through Jan 1, 2028 if you register during the public beta Tier source
  • Managed accounts (separate): 0.39%/yr wrap fee on first $1M, $100K minimum Tier source
yesFree beta2026-11-04
Magnifi AI investing assistantFree planyesNot stated2026-11-04
Mezzi AI wealth advisorFree plan
  • Free: $0 — limited AI insights, connect all assets, risk X-ray, expense/income tracking Tier source
  • Advisory: $33.25/mo billed annually Tier source
  • Concierge: $83.25/mo billed annually (adds quarterly coaching check-ins, setup help) Tier source
yesNot stated2026-11-02
Monarch Budgeting & net-worth app with AI assistant$8.33/mono7 days, payment method required2026-11-02
Nino AI financial assistant + optional CPA/planner team$20.00/mo
  • Software: Basic / Pro / Ultra: $20 / $100 / $200 per month Tier source
  • Advisor Essential: $3,600+/yr (includes Ultra software, CPA + planner team, tax filing) Tier source
  • Advisor Plus: $4,800+/yr Tier source
  • Advisor Premier: $12,000+/yr Tier source
no7-day software trial, no card. Advisor plans: 30-day money-back guarantee2026-11-02
Origin AI financial advisor + money app$8.25/mo
  • Annual: $99/yr (≈$8.25/mo) Tier source
  • Monthly: $12.99/mo Tier source
  • New-member promo: $9 for first year, renews $99/yr (sign-up page); help center also describes a $1 first-year promo Tier source
noNot currently — help center says the free trial is unavailable during the first-year promo2026-10-26
PortfolioPilot AI investing & planning advisorFree planyesNot stated2026-11-02
Public (Alpha AI) Investing app with free AI research assistantFree (Alpha)
  • Alpha AI: Free for all Public investors Tier source
  • Premium: Unverified: search results show $10/mo or $96/yr, but our fetch of the Premium addendum didn't show a price Tier source
yesunverified2026-10-26

Partial/unverified data: Premium price; Free trial; Which Public products Public Advisors LLC covers

Range Flat-fee advisor with proprietary AI ('Rai')$3,950/yrnoNot stated2026-11-02
Rocket Money Budgeting & subscription app with AI assistantFree planyes7-day Premium trial2026-11-02
Wealthfront Robo-advisor (automated investing)0.25%/yryesSelf-directed brokerage account has no advisory fee2026-11-02

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Origin vs MezziOrigin vs MonarchMonarch vs Copilot MoneyWealthfront vs BettermentMezzi vs PortfolioPilotMagnifi vs PortfolioPilotAstor vs MagnifiCleo vs Rocket MoneyEmpower vs MonarchRange vs NinoEvergreen.ai vs OriginCFO Silvia vs MezziBetterment vs EmpowerWealthfront vs EmpowerCopilot Money vs Rocket MoneyPublic (Alpha AI) vs MagnifiMonarch vs Rocket MoneyCleo vs AlbertCopilot Money vs EmpowerRocket Money vs Empower

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